• Home
  • Personal Banking

Savings Accounts


OPEN A SAVINGS ACCOUNT  

Find the personal savings account that best fits your lifestyle.

Whether you save a little or a lot, we have an account designed with you in mind!

  High-Yield Savings Basic Savings Buffalo Nickel
Variable Rate Account YES YES YES
Minimum Opening Deposit $50 $50 $50
Monthly Service Charge $4.95 monthly account service charge if qualifications are not met $6 maintenance fee per quarter if daily balance falls below $50 $6 maintenance fee per quarter if daily balance falls below $50
Earn tiered interest rates on balance portions** YES YES YES
Link to CNB High-Yield Checking or CNB Cash Back checking YES NO NO
Set up automatic transfers of CNB High-Yield or CNB Cash Back earnings YES NO NO
FDIC Insured YES YES YES
Quarterly eStatements YES YES YES
  OPEN A CNB HIGH-YIELD SAVINGS ACCOUNT   OPEN A BASIC SAVINGS ACCOUNT   OPEN A BUFFALO NICKEL ACCOUNT  

CNB High-Yield Savings

Link this account to your CNB High-Yield Checking or CNB Cash Back Account.

  • Set up automatic transfers of CNB High-Yield or CNB Cash Back earnings
  • 2.00% APY* on balances up to and including $100,001
  • 0.50% APY* on balances over $100,001
OPEN A CNB HIGH-YIELD SAVINGS ACCOUNT   LEARN MORE  

Basic Savings Account

It doesn't take a lifestyle overhaul to become a saver.

  • Minimum deposit of just $50.
  • Earn tiered interest rates on balance portions**
  • Up-to-date products and services to help you save.
OPEN A BASIC SAVINGS ACCOUNT   LEARN MORE  

Buffalo Nickel Savings Account

Start banking with our simple account without all the fancy stuff!

  • Variable Rate Account
  • Earn a tiered interest rate on portions of the balance as the balance increases
  • City Savers* - Save every time you swipe your debit card!
OPEN A BUFFALO NICKEL ACCOUNT   LEARN MORE  

CDs & IRAs

At City National Bank & Trust we offer Certificates of Deposit with terms from 90 days to 5 years, so you can pick the account with the term that best suits your financial situation.

  • Variable Rate Accounts - The interest rate and annual percentage yield may change daily without limitation, at our discretion.
  • Compounding & Crediting Interest - We compound & credit interest earned on interest bearing checking & savings accounts at the end of each statement cycle.
  • Accrual of Interest on Non-Cash Deposits - Interest begins to accrue no later than the business day you deposit a non-cash item. The APY assumes the interest paid to the account will not be withdrawn.
GET STARTED TODAY   LEARN MORE  

Opening a Savings account is easy as  1 ... 2 ... 3 ...

1

Tell Us About Yourself

2

Fund Your New Account

3

Review and Submit