IMPROVING YOUR CREDIT SCORE: A STEP-BY-STEP GUIDE

Are you tired of being denied loans and credit card applications because of a poor credit score? Do you feel like you're stuck in a financial rut with no way out? Well, worry no more, because we have the solution for you! In this step-by-step guide, we will show you how to improve your credit score and take control of your financial future.

12 TIPS TO SAVE ON GROCERIES

Are you feeling the crunch at the supermarket yet? Food prices have been quickly rising since 2019, but the rate of increase has slowed in the past year. The most recent data shows that food prices rose by 21.98% between April 2019 and April 2023, according to the CPI (Consumer Price Index). In this blog we will discuss 12 ways that you can save money at the checkout.

6 steps to be debt free

6 STEPS TO BE DEBT FREE

Of all the four-letter words out there, “debt” is the one we most often shy away from. It’s a topic that most of us try to avoid, but inevitably, we must face the reality of it someday. In this blog, we will discuss some common-sense approaches to becoming debt free, or at least really close to it.

Texting dictionary

TEXTING DICTIONARY

Texting shortcuts, we have all seen them, and most of us use them daily. But how can I find out what WTV or MID stands for? Is there a dictionary I can reference? The answer is yes, in this blog, we will cover some of the obvious and not so obvious terms and their meanings.

5 benefits of online banking

5 BENEFITS OF ONLINE BANKING

We now live in a digital world, whether we want to accept it or not. For most of us, it has become the new norm, a comfort, and a convenience. The banking world is no exception to this rule. In this blog, we will discuss some of the added benefits of banking online and how to get started.

3 types of toxic debt

3 TYPES OF TOXIC DEBT AND HOW TO AVOID THEM

Buying a home is usually the biggest purchase you will ever make. Often, it can seem overwhelming while trying to navigate through the buying process. In this blog, we will outline five steps you can take to make home buying a little easier.

5 steps to apply for a mortgage

5 STEPS TO APPLY FOR A MORTGAGE

Buying a home is usually the biggest purchase you will ever make. Often, it can seem overwhelming while trying to navigate through the buying process. In this blog, we will outline five steps you can take to make home buying a little easier.

Are you prepared for vacation?

IT’S VACATION TIME AGAIN, ARE YOU PREPARED?

With summer just around the corner, people across the nation are gearing up for that long-awaited vacation to a dream destination of their choice. Whatever your dream destination is, have you planned out how you’re going to carry your cash? While you’re on vacation, you are inevitably out of your comfort zone. That place where you feel safe and protected against pickpockets.

Traveling soon? Avoid declined cards

USE CNB’S PERSONAL FINANCIAL MANAGEMENT TOOL

Do you get a little nervous when you pull out your debit card or checkbook to make a payment because you’re not sure how much money you have left in your checking account? You can ease that stress by taking advantage of online and mobile banking with CityNET and also taking a bit of time to balance your withdrawals and deposits either by hand or with software.

5 steps to apply for a mortgage

TRAVELING SOON? AVOID DECLINED CARDS!

To allow you uninterrupted access to your funds while traveling, and to help in our fraud prevention efforts, notify City National Bank about your travel plans, including travel dates and destinations. We can place a travel exemption on your debit card.

Are you prepared for vacation?

PREVENTING CHECK FRAUD

Check fraud is a challenge for all businesses and financial institutions today. With advancements in technology, it has become increasingly easy for criminals to manipulate or forge checks. Check fraud can happen to anyone; someone can steal a blank check from your wallet or home and even look through your garbage for a cancelled or old check. Fortunately, there are steps you can take to prevent check fraud from happening to you.

Traveling soon? Avoid declined cards

AVOID FINANCIAL LOSSES: POSITIVE PAY

When it comes to payroll and paying bills, you want to have control and accountability that the check you’ve issued to your employee or for your vendor services is, in fact, issued by your company. That safeguard is called positive pay.

An estate is not just a nice idea.

AN ESTATE IS NOT JUST A NICE IDEA

Did you know that less than half of Americans have a will? And, even less have an estate plan? Many people think they don’t need an estate plan because they don’t have a vast estate. But the truth is an estate plan deals with the distribution of assets and legacy wishes and can help you and your heirs pay less in taxes, fees and court costs should you pass away. Ask yourself the following questions to see if an estate plan is right for you.

Budget for back-to-school and throughout the year.

BUDGET FOR BACK-TO-SCHOOL AND THROUGHOUT THE YEAR

The average parent spends approximately $200-$375 a year on school supplies. And that doesn’t include musical instrument rentals, electronic devices or clothing, which can set you back even more. With costs this high, budgeting for the new school year becomes essential for families. Here are a few suggestions to help you plan for the school year.

How to avoid overdraft fees.

HOW TO AVOID OVERDRAFT FEES

Overdraft protection is designed to cover your purchases if your account dips into the red. Let’s say you’re at a restaurant with friends and you have $100 in your checking account. You eat dinner and pay, only to find your electric bill cleared earlier than anticipated, so your account is now in the red. With overdraft protection, the difference is covered, but you’ll be charged a fee for that coverage.

An estate is not just a nice idea.

BUDGETING FOR YOUR FIRST CAR

Buying your first car is exciting! But with all the makes and models available today, picking out the perfect car can be a little daunting. Here are a few tips to help you prepare to purchase your first car.