Find the personal checking account that best fits your lifestyle.
Whether you’re looking for a checking account with all the bells and whistles or one with just the basics, we have what you need. Use the chart below to compare our checking accounts!
| CNB Cash Back | CNB High-Yield Checking | Basic Checking | |
| Monthly reward |
5.00% cash back on debit card purchases Earn up to $10 cash back per month, $120 per year |
4.00% APY* on balances up to and including $25,001 1.00% APY* on balances over $25,001 |
N/A |
| No minimum balance to earn rewards | YES | YES | N/A |
| Monthly Service Charge | $0 | $0 | $7.95 |
| Free Online & Mobile Banking Access | YES | YES | YES |
| Free VISA debit card | YES | YES | YES |
| Unlimited Checking | YES | YES | YES |
| Minimum Opening Deposit | $50 | $50 | $50 |
|
Digi+ includes Mobile Check Deposit, Online Bill Pay, PFM Tool, Gallery Visa Cards |
$4.95 each month | $4.95 each month | $4.95 each month |
| CNB High-Yield Savings available | YES | YES | N/A |
 OPEN A CASH BACK ACCOUNT |
 OPEN A HIGH-YIELD ACCOUNT |
 OPEN A BASIC ACCOUNT |
Add CNB High-Yield Savings - a great way to save!
2.00% APY* on balances up to and including $200,001 and 0.50% APY* on balances above $200,001 when checking account reward qualifiers are met, or 0.05% APY* even if you don’t meet your qualifications for the month!$50 minimum deposit required to open the account. A CNB Cash Back and/or CNB High-Yield Checking are required to open a CNB High-Yield Savings Account.
Savings Withdrawal Fee: $3.00 per withdrawal after one withdrawal per statement cycle.
Monthly Statements: Keep track of your savings. Enroll in eStatements to avoid a $4.50 paper statement fee.
CNB Cash Back Checking Account
A checking account that pays cash back on your debit card purchases — up to $10 per month!*
CNB High-Yield Checking Account
Enjoy a checking account that pays. Earn high interest earnings with easy accessibility to your money for everyday transactions.
Basic Checking Account
Student Checking Account
Students, we have the perfect checking account for you! Whether you’re in high school or college, we have an easy-to-use account with everything you need – and you can open it with only $25! Enjoy account benefits that give you added convenience, savings, and perks! Manage your money on the go with CityNET mobile banking app and access your funds with a Visa debit card!
Add Savings and Valuable Bundles to Your Checking Accounts
From everyday banking and saving to borrowing, business banking and trust services, CNB is here for every stage of your financial journey.
CNB High-Yield Savings
2.00% APY* on balances up to and including $200,001 and 0.50% APY* on balances above $200,001 when checking account reward qualifiers are met, or 0.05% APY* even if you don’t meet your qualifications for the month!
SAVE TODAY!Digital
Toolbox
Included with most checking accounts
Switch Kit
Card Control
Early Pay
Pay A Person
Digi
+
Bundle CNB’s top digital features!
Mobile Check Deposit
Online Bill Pay
PFM tool
Gallery Visa Cards