Find the personal checking account that best fits your lifestyle.

Whether you’re looking for a checking account with all the bells and whistles or one with just the basics, we have what you need. Use the chart below to compare our checking accounts!

  CNB Cash Back CNB High-Yield Checking Basic Checking
Monthly reward 5.00% cash back on debit card purchases

Earn up to $10 cash back per month, $120 per year
4.00% APY* on balances up to and including $15,001

1.00% APY* on balances over $15,001
N/A
No minimum balance to earn rewards YES YES N/A
Monthly Service Charge $0 $0 $7.95
Free Online & Mobile Banking Access YES YES YES
Free VISA debit card YES YES YES
Unlimited Checking YES YES YES
Minimum Opening Deposit $50 $50 $50
Digi+
includes Mobile Check Deposit, Online Bill Pay, PFM Tool, Gallery Visa Cards
$4.95 each month $4.95 each month $4.95 each month
CNB High-Yield Savings available YES YES N/A
  Cash Back Checking debit card

OPEN A CASH BACK ACCOUNT  
High Yield Checking debit card

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Basic Checking debit card

OPEN A BASIC ACCOUNT  


CNB Cash Back Checking Account

Cash Back Checking debit card

A checking account that pays cash back on your debit card purchases — up to $10 per month!*

  • Get 5.00% cash back* on debit card purchases
  • Cash back earned on as much as $200 in debit card purchases monthly
  • Earn as much as $120 cash back per year, $10 per month*
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CNB High-Yield Checking Account

High-Yield Checking debit card

Enjoy a checking account that pays. Earn high interest earnings with easy accessibility to your money for everyday transactions.

  • 4.00% APY* on balances up to and including $25,001
  • 1.00% APY* on balances over $25,001
  • 0.05% APY* on all balances if qualifications are not met
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Basic Checking Account

Basic Checking debit card

Start banking with our simple account without all the fancy stuff!

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Student Checking Account

Students, we have the perfect checking account for you! Whether you’re in high school or college, we have an easy-to-use account with everything you need – and you can open it with only $25! Enjoy account benefits that give you added convenience, savings, and perks! Manage your money on the go with CityNET mobile banking app and access your funds with a Visa debit card!

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