CNB Rewards

Rewarding checking accounts from CNB

Turn everyday banking into everyday rewards.

Earn cash back and high-yield interest designed to help you do more with every dollar. Whether you want to earn while you spend, grow more from your balance, or build stronger savings, CNB has a rewards account built for the way you bank.


CHOOSE YOUR REWARD

Choose the account that matches how you bank—and start earning rewards your way.

CNB Cash Back Checking

Cash Back Checking debit card

Earn while you spend.

  • 5% cash back on debit card purchases*
  • Up to $10 cash back per month
  • No minimum balance to earn rewards
  • $50 minimum deposit to open
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CNB High-Yield Checking

High-Yield Checking debit card

Earn more from your balance.

  • Up to 4.00% APY on qualifying balances*
  • No minimum balance to earn rewards
  • $50 minimum deposit to open
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CNB High-Yield Savings

Basic Checking debit card

Boost your savings potential.

  • Up to 2.00% APY when qualifications are met*
  • 0.05% APY even if not met
  • $50 minimum deposit to open
  • Requires linked rewards checking
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HOW REWARDS WORK

It’s easy to qualify.

STACK YOUR REWARDS

Make your checking and savings work together.

That’s it — your rewards are automatically applied each cycle.


IMPORTANT ACCOUNT DETAILS

$50 minimum deposit to open

One rewards checking account per customer

High-Yield Savings requires linked checking

If qualifications are not met for 3 cycles:
- Checking converts to Basic ($7.95 monthly fee)
- Savings converts to Basic ($6 quarterly fee if under $50 balance)