Home Equity Loans

Tap into the equity in your home to access the money you need for life’s other priorities.

A home equity loan is a one-time lump-sum loan allowing you to borrow against the equity of your home and make fixed payments over a certain number of years. How does it work? In short, you and your loan officer agree on a lump-sum amount, you receive the entire amount in one transaction, and you repay the loan with fixed monthly payments over a set period of time. The interest rate is calculated in your total fixed monthly payment.

With our Home Equity Loan, you can access cash to make home improvements, pay-off bills such as high-interest credit cards or medical expenses, and even pay for that vacation you’ve been waiting for!

In some cases, we will even directly pay off your creditors, or give you a check for your personal use! We’ll work with you to set up terms and payment options that you can financially meet.