Personal Checking

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A great account to start banking!

Maybe you're just starting out, or maybe you only want a simple checking account without all the fancy stuff. No matter what your situation is, our Personal Checking Account is a great low-cost option with everything you have come to expect.


Now, you can open your account online and check the status of your online application!

Included Features

  • Unlimited check writing

    Write checks as needed.

  • Notary service

    Have your legal documents notarized.

  • Access large network of ATMs

    Find ATMs located near you here.

  • Online Bill Pay

    Automatic 90 day trial offer with CityNET Online Banking, $6 per month thereafter.

  • PFM Tool*

    Create a budget & manage your finances for $1 per month per user.

*activated by enrollment


• Valid government-issued identification with photo
• $50 minimum deposit

• $4.95 monthly account service charge if daily balance falls below $75 during statement cycle
• Add Online Bill Pay* for $6/mo
• Paper statements available for $3.50 per statement cycle
• Add PFM Tool for $1.50/month per user

Tips to avoid account overdraft fees
TIPS TO AVOIDING ACCOUNT OVERDRAFT FEES

An overdrawn account happens when you spend more money than you have, which can result in potentially costly overdraft or transaction fees. Here are a few tips to help you avoid overspending.

READ MORE ABOUT MANAGING YOUR CHECKING ACCOUNTS  

Financial tool for online accounts
CNB’S FINANCIAL MANAGEMENT TOOL FOR ONLINE ACCOUNTS

Ease the stress of online and mobile banking with CityNET. Balance your account withdrawals and deposits either by hand or with online account software and applications.

WATCH A VIDEO ABOUT BALANCING YOUR ONLINE ACCOUNT  

Simplify your online accounts and finances
SIMPLIFY YOUR ACCOUNTS AND FINANCES

It’s easier to get balance in your life when you simplify things. When it comes to your accounts and finances, there are a few steps you can take to make them more streamlined.

READ MORE ABOUT WAYS TO SIMPLIFY YOUR ACCOUNTS  



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About Us

We pride ourselves on our + years of serving our communities. At CNB, building relationships is not just a way of doing business; it's our passion.


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