Find the personal checking account that best fits your lifestyle.
Whether you’re looking for a checking account with all the bells and whistles or one with just the basics, we have what you need. Use the chart below to compare our checking accounts!
| CNB Cash Back | CNB High-Yield Checking | Basic Checking | |
| Monthly reward |
5.00% cash back on debit card purchases Earn up to $10 cash back per month, $120 per year |
4.00% APY* on balances up to and including $15,001 1.00% APY* on balances over $15,001 |
N/A |
| No minimum balance to earn rewards | YES | YES | N/A |
| Monthly Service Charge | $0 | $0 | $7.95 |
| Free Online & Mobile Banking Access | YES | YES | YES |
| Free VISA debit card | YES | YES | YES |
| Unlimited Checking | YES | YES | YES |
| Minimum Opening Deposit | $50 | $50 | $50 |
|
Digi+ includes Mobile Check Deposit, Online Bill Pay, PFM Tool, Gallery Visa Cards |
$4.95 each month | $4.95 each month | $4.95 each month |
| CNB High-Yield Savings available | YES | YES | N/A |
![]() OPEN A CASH BACK ACCOUNT |
![]() OPEN A HIGH-YIELD ACCOUNT |
![]() OPEN A BASIC ACCOUNT |
CNB Cash Back Checking Account

A checking account that pays cash back on your debit card purchases — up to $10 per month!*
CNB High-Yield Checking Account

Enjoy a checking account that pays. Earn high interest earnings with easy accessibility to your money for everyday transactions.
Basic Checking Account

Student Checking Account
Students, we have the perfect checking account for you! Whether you’re in high school or college, we have an easy-to-use account with everything you need – and you can open it with only $25! Enjoy account benefits that give you added convenience, savings, and perks! Manage your money on the go with CityNET mobile banking app and access your funds with a Visa debit card!