Personal Financial Management Tool

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Take control of your finances with our integrated personal financial management (PFM) tool. If you're looking for a simple way to manage your finances, then Finance Management Tool is the perfect solution. This app allows you to track your spending, budget, and save for future savings.

Our NEW Personal Financial Management (PFM) tool is now available on CityNET!

The PFM tool is an enhanced dashboard within CityNET Online Banking, which hopes to take financial wellness to the next level.

How the PFM tool works:
• Automatically creates a budget based on your spending habits, bills and income.
• Updates and categorizes transactions, creating a picture of how the user spends their money.
• Link external accounts, like checking accounts, credit cards, retirement accounts, mortgages or loans and more!
• User may also compare their expenditures as far back as a year’s time.

PFM (Personal Financial Management) is available to all CityNET Online Banking users for a monthly service charge of $1.50 per user. If you are not a CityNET user, you can learn more about CityNET Online Banking here. User must add at least one non-CNB account (an external account) to be considered an “active user.” If in six months, the user has not added at least one non-CNB account, which would recognize them as an “active user,” then the user will be considered inactive and the feature will be deactivated from their account. Deactivation is not permanent and user may enroll again by accepting the agreement, located within the Budget/Spending widgets, followed by adding an external account.

Log Into CityNET To Get Started
Financial Tools phone demo

Link External Accounts

Take control of your finances with our integrated personal financial management (PFM) tools.

Financial Tools phone demo

Budgets, Spending & Trends


Create budget categories to stay on track and plan for wherever life takes you.

Financial Tools linking accounts

Spending & Trends

Track your spending to see where your money is going each month and analyze trends to better know your spending habits.

Financial Tools linking accounts

Take control of your finances in one app! Join today!

Log Into CityNET To Get Started

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We pride ourselves on our + years of serving our communities. At CNB, building relationships is not just a way of doing business; it's our passion.

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