Compare Personal Checking Accounts

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Find the personal checking account that best fits your lifestyle.

Whether you’re looking for a checking account with all the bells and whistles or one with just the basics, we have what you need. Use the chart below to compare our checking accounts!

  CNB Cash Back CNB High-Yield Checking Basic Checking
Monthly reward 5.00% cash back on debit card purchases

Earn up to $10 cash back per month, $120 per year
4.00% APY* on balances up to and including $15,001

1.00% APY* on balances over $15,001
N/A
No minimum balance to earn rewards YES YES N/A
Monthly Service Charge $4.95 $0 if reward qualifiers are met.
$4.95 if they are not met.
$7.95 monthly account service charge
Free Online & Mobile Banking Access YES YES YES
Free VISA debit card YES YES YES
Unlimited checking YES YES YES
Minimum Opening Deposit $50 $50 $50
Add Digi+
includes, Mobile Check Deposit Online Bill Pay, PFM Tool, and Pay-A-Person
$4.99
each month
$4.99
each month
$4.99
each month
Add Early Pay
Get access to your direct deposit faster
$2.00
each month
$2.00
each month
$2.00
each month
CNB High-Yield Savings available YES YES N/A
  Cash Back Checking debit card


OPEN


High Yield Checking debit card


OPEN


Basic Checking debit card


OPEN







Included Features With Every Account





Other Accounts

Student Account

Students, we have the perfect checking account for you! Whether you’re in high school or college, we have an easy-to-use account with everything you need – and you can open it with only $25! Enjoy account benefits that give you added convenience, savings, and perks! Manage your money on the go with CityNET mobile banking app and access your funds with a Visa debit card!


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Features

- CityNET Online Banking*

- Unlimited check writing

- Notary service

- Access large network of ATMs


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About Us

We pride ourselves on our + years of serving our communities. At CNB, building relationships is not just a way of doing business; it's our passion.


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