CNB High-Yield Savings

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Link this account to your CNB High-Yield Checking or CNB Cash Back Account.


• Links a free CNB High-Yield Checking or CNB Cash Back checking
• Set up automatic transfers of CNB High-Yield or CNB Cash Back earnings
• 2.00% APY on balances as much as $100,000
• 0.50% APY on balances over $100,000
• 0.05% APY on all balances if qualifications are not met in CNB High-Yield or CNB Cash Back
$4.95 monthly account service charge if qualifications are not met
• $50 minimum deposit to open



Qualifications to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your CNB High-Yield Checking account during each Monthly Qualification Cycle:

• At least 15 debit card purchases
• At least 1 ACH credit or ACH payment transaction
• Be enrolled in and log into online banking



And if you don’t meet these qualifications, don’t worry! You’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.



CNB High-Yield Savings Features:

  • Safe and secure way of saving funds

  • FDIC Insured

  • Quarterly eStatements

  • Up-to-date products and services to help you save

  • Meet short-term and long-term savings goals

  • Superior customer service

  • Variable rate account

  • Earn tiered interest rates on balance portions**

*activated by enrollment

Annual Percentage Yield (APY) accurate as of 01/01/2025. Rates subject to change after account opening.

$50 minimum deposit is required to open the account.

When minimum qualifications are met on linked CNB Reward Checking account(s), CNB High-Yield Savings daily balances up to and including $100,000.00 earn an interest rate of 2.00% APY and daily balances over $100,000.00 earn an interest rate of 0.50% APY on the portion of the daily balance over $100,000.00 resulting in a range from 2.00% to 1.25% APY depending on the account's daily balance. When qualifications are not met on the linked CNB Rewards Checking account(s) interest rate earned on the account's entire daily balance will be 0.05% APY. Interest will be credited to your account on the last day of the current statement cycle.

"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.

Limit one (1) CNB High-Yield Savings Account per customer.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

Contact one of our bank service representatives for additional information.



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