| Interest Bearing Checking and Savings Accounts: | ||||
|---|---|---|---|---|
| Variable Rate Accounts | Minimum to Open Account | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY) |
| CNB High-Yield Savings** | $50 | |||
| $0.01 - $200,000.99 | $0 | 1.98% | Low 1.25% High 2.00% |
|
| $200,001.00 & Above | $200,001 | 0.49% | Low 0.50% High 0.50% |
|
| Variable Rate Accounts | Minimum to Open Account | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY) |
| Basic Savings*** | ||||
| $50.00 - $24,499.99 | $50 | 0.30% | Low 0.00% High 0.30% |
|
| $25,000.00 - $49,999.99 | $25,000 | 0.40% | Low 0.30% High 0.35% |
|
| $50,000.00 - $99,999.99 | $50,000 | 0.50% | Low 0.35% High 0.43% |
|
| $100,000.00 & Above | $100,000 | 0.90% | Low 0.43% High 0.90% |
|
| Variable Rate Accounts | Minimum to Open Account | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY) |
| Buffalo Nickel* | $50 | |||
| $50.00 - $24,999.99 | $50 | 0.30% | 0.30% | |
| $25,000.00 - $49,999.99 | $25,000 | 0.45% | 0.45% | |
| $50,000.00 & Above | $50,000 | 0.60% | 0.60% | |
| Variable Rate Accounts | Minimum to Open Account | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY) |
| Comanche Pride Savings* | $50 | |||
| $50.00 - $24,999.99 | $50 | 0.30% | 0.30% | |
| $25,000.00 - $49,999.99 | $25,000 | 0.45% | 0.45% | |
| $50,000.00 & Above | $50,000 | 0.60% | 0.60% | |
| Variable Rate Accounts | Minimum to Open Account | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY) |
| Premier Money Market Investment**** | $100 | |||
| $1,500.00 - $2,499.99 | $1,500 | 1.00% | 1.00% | |
| $2,500.00 - $9,999.99 | $2,500 | 1.00% | 1.00% | |
| $10,000.00 - $24,999.99 | $10,000 | 1.00% | 1.00% | |
| $25,000.00 - $49,999.99 | $25,000 | 1.00% | 1.00% | |
| $50,000.00 - $99,999.99 | $50,000 | 1.00% | 1.00% | |
| $100,000.00 - $249,999.99 | $100,000 | 1.00% | 1.00% | |
| $250,000.00 - $499,999.99 | $250,000 | 4.89% | 5.00% | |
| $500,000.00 & Above | $500,000 | 4.89% | 5.00% | |
| Variable Rate Accounts | Minimum to Open Account | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY) |
| Money Market Investment* | $100 | |||
| $1,500.00 - $2,499.99 | $1,500 | 1.00% | 1.00% | |
| $2,500.00 - $9,999.99 | $2,500 | 1.00% | 1.00% | |
| $10,000.00 - $24,999.99 | $10,000 | 1.00% | 1.00% | |
| $25,000.00 - $49,999.99 | $25,000 | 1.00% | 1.00% | |
| $50,000.00 - $99,999.99 | $50,000 | 1.00% | 1.00% | |
| $100,000.00 - $249,999.99 | $100,000 | 1.00% | 1.00% | |
| $250,000.00 - $499,999.99 | $250,000 | 1.00% | 1.00% | |
| $500,000.00 & Above | $500,000 | 1.00% | 1.00% | |
| Variable Rate Accounts | Minimum to Open Account | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY) |
| CNB High-Yield Checking** | $50 | |||
| $0.01 - $25,000.99 | $0 | 3.92% | Low 1.39% High 4.00% |
|
| $25,001.00 & Above | $25,001 | 0.99% | Low 1.00% High 1.00% |
|
| Variable Rate Accounts | Minimum to Open Account | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY) |
| Elite Comanche Pride* | $5 | |||
| $1,000.00 & Above | $1,000 | 0.10% | 0.10% | |
| Variable Rate Accounts | Minimum to Open Account | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY) |
| Comanche Pride* | $5 | |||
| $500.00 & Above | $500 | 0.10% | 0.10% | |
| Variable Rate Accounts | Minimum to Open Account | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY) |
| Estate/Trust Deposit* | $100 | |||
| $1,500.00 & Above | $1,500 | 0.10% | 0.10% | |
| Variable Rate Accounts | Minimum to Open Account | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY) |
| Business Elite Checking* | $100 | |||
| $25,000.00 & Above | $25,000 | 0.10% | 0.10% | |
| Variable Rate Accounts | Minimum to Open Account | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY) |
| IOLTA Attorney Trust** | $100 | |||
| $1,500.00 - $2,499.99 | $1,500 | 1.00% | Low - 0.00% High - 0.40% |
|
| $2,500.00 - $9,999.99 | $2,500 | 1.00% | Low - 0.40% High - 0.45% |
|
| $10,000.00 - $24,999.99 | $10,000 | 1.00% | Low - 0.85% High - 0.85% |
|
| $25,000.00 - $49,999.99 | $25,000 | 1.00% | Low - 0.94% High - 0.94% |
|
| $50,000.00 - $99,999.99 | $50,000 | 1.00% | Low - 0.97% High - 0.97% |
|
| $100,000.00 - $249,999.99 | $100,000 | 1.00% | Low - 0.99% High - 0.99% |
|
| $250,000.00 - $499,999.99 | $250,000 | 1.00% | Low - 1.00% High - 1.00% |
|
| $500,000.00 & Above | $500,000 | 1.00% | Low - 1.00% High - 1.00% |
|
| Individual Retirement Account | ||||
| Variable Rate Account | Minimum to Open Account | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY) |
| 1 Year | $500 | $500 | 0.30% | 0.30% |
| Certificate of Deposit | ||||
| FIXED RATE - Non-Compounding | Minimum to Open Account | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY) |
| Time Periods: | ||||
| 90 - 179 days | $500 | $500 | 3.00% | 3.03% |
| 180 - 364 days | $500 | $500 | 3.75% | 3.79% |
| 12 - 17 months | $500 | $500 | 3.50% | 3.50% |
| 18 - 23 months | $500 | $500 | 3.25% | 3.25% |
| 24 - 29 months | $500 | $500 | 3.25% | 3.25% |
| 36 - 47 months | $500 | $500 | 3.00% | 3.00% |
| 48 - 59 months | $500 | $500 | 3.00% | 3.00% |
| 60 months and longer | $500 | $500 | 3.00% | 3.00% |
| FIXED RATE - Compounding Monthly | Minimum to Open Account | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY) |
| 18 months | $500 | $500 | 3.25% | 3.30% |
| 24 months | $500 | $500 | 3.25% | 3.30% |
| 36 months | $500 | $500 | 3.00% | 3.04% |
| 48 months | $500 | $500 | 3.00% | 3.04% |
| 60 months | $500 | $500 | 3.00% | 3.04% |
* Method A Tiered Rate Account: We pay interest on the full balance in the account the stated interest rate that corresponds to the applicable deposit tier.
** Method B Tiered Rate Account: We pay the stated interest rate on that portion of the balance within the specified tier. In addition, minimum qualifications must be met in the linked CNB Rewards Checking account. When qualifications are not met, interest rate earned on the entire daily balance will be 0.05% APY.
*** Method B Tiered Rate Account: We pay the stated interest rate on that portion of the balance within the specified tier.
**** Method A Tiered Rate Account: We pay the stated interest rate on that portion of the balance within the specified tier. After 90 days, the Premier Money Market rate will adjust to a one month Constant Maturity Treasury minus 1.00%.
General Rules on Interest Bearing Accounts:
Variable Rate Accounts: The interest rate and annual percentage yield may change daily without limitation, at our discretion.
Compounding & Crediting Interest: We compound & credit interest earned on interest bearing checking & savings accounts at the end of each statement cycle.
We compound & credit interest on an IRA annually on the maturity date.
We compound & credit interest on a compounding Certificate of Deposit monthly back into the CD account.
We do not compound interest on a non-compounding Certificate. Interest paid terms are defined at time the Certificate is opened.
Balance for Interest: We use the daily balance method to calculate interest. This method applies a daily periodic rate to the principal in the account each day.
Accrual of Interest on Non-Cash Deposits: Interest begins to accrue no later than the business day you deposit a non-cash item.
The APY assumes the interest paid to the account will not be withdrawn.
A substantial penalty may be assessed on funds withdrawn prior to maturity on all Certificates of Deposits and IRA's.
Interest Rates and Annual Percetage Yields are accurate as of the date shown above.
Request further information from your banker concerning the fees and terms applicable to the advertised account.
For current rate information, please call us 866-385-3444 or visit your local branch location.